Car Insurance is another example of a premium that has risen rather than fallen.
To put this into perspective, even though a Premium increases, car insurance has increased by only 7%.
As the Consumer Finance Association (CFA) put it in a recent statement: “we can’t simply link the level of insurance premium in the economy to the rate of inflation.
“Over the past couple of decades we have seen reductions in insurance premiums. There are many reasons for this, but these also vary from firm to firm.”
Chief Executive of CFA David Whitehead.
Marine boot camp could cut marching and intramural sports Copyright by KHON – All rights reserved Video
The Marine Corps wants to cut a number of sports to help lower spending in 2018, including intramural sports at Marine Corps Recruit Depot in San Diego.
A memo sent by the commandant of the Marine Corps on Tuesday called for the elimination of rifle and saber teams, as well as the removal of extracurricular fencing and boot camp intramurals.
Concerned that the move could reduce Marine Corps culture, a group of former infantry Marines called Retiree United offered a solution. Solarlight
In a statement Tuesday, retired Chief Warrant Officer Charles Krahn of South Park, California, said: “Simply, the Marine Corps would lose its edge if this are implemented.
“We don’t need to make Marines soft and sheltered by closing down this type of experience at boot camp.”
To his knowledge, this is the first time a Marine Corps commandant has proposed eliminating an intramural team since World War II.
So what happens next?
Here is the line the Marine Corps gave to Military.com in response to our questions about the memo: “We will continue to review any recommendations made by the Commandant in the best interest of the Marine Corps, and we look forward to making any necessary changes that we deem necessary.”
Life Insurance Premiums in Hawaii are On the Rise
For car insurance, you can thank an old law that’s about to change.
“It’s an insurance mandate. We have these rates through the individual market set by the state.
“Now, with the new Trump Administration, the state attorney general has been tasked with a new mandate to potentially allow some kind of competition. Meaning we can have a market to lower the rates in Hawaii,” State Insurance Commissioner Gordon Ito explained.
State lawmakers passed a law in 2012 that forced Hawaii policy holders to take out an additional insurance policy to cover damages to their vehicle, or face higher premiums.
Many people took to social media to voice their frustration.
“The costs are outrageous! Hawaii has the highest car insurance rates in the nation! Pray there’s a fix to this mess!!!”
The State Insurance Department said some customers have filed a class-action lawsuit over the law.
“If your income level doesn’t exceed 200 percent of the federal poverty level, then you qualify for a premium subsidy from the state,” Ito said.
There has also been a renewed push to expand affordable health insurance.
That means lower premiums for about 45,000 Hawaii residents who are under-insured or have only minimal health coverage.
On Friday, the newly formed Hawaii Health Connector was created.
The nonprofit will take over the state health insurance program.
While premiums for individual insurance policies could rise, Ito says people who qualify for the low-income subsidies could see a significant decrease.
Governor Ige unveiled a four-point plan Friday to control Hawaii’s sky-high health insurance costs, but is that enough to lower premiums?
“As to whether this is a ‘silver bullet’ that will lower premiums is a big-picture question. As to whether this will ultimately save money for families is a different question. What we want is to see an upward trend in this product and that has not happened,” Ito said.
The Hawaii Department of Insurance will meet with insurers Wednesday to begin discussing rate changes.
This is a developing story. Check back for updates.
Officials say a team of biologists and engineers designed and built the city to be better than a real island.
“A city located on a sound barrier island in a tropical area has two major problems – hurricanes and flooding. So, we had to figure out how to prevent the flooding by having an elevated city,” said Cati Koch, who worked on the project for the Rhode Island-based architecture firm ArchiFlex.
The complex was designed to be very secure.
Here are some unique features:
– the water, land, and airspace are all controlled at once
– a 5.5-foot-tall fence topped with razor wire surround the entire island
– there’s a police tower, helipad, Coast Guard station, a fire station, and even a sewage treatment plant
It’s called the Ocean Resilient City, and it’s also home to the first US Embassies overseas built completely from recycled or sustainable materials.
RI State Sen. Gayle Goldin also celebrated the ribbon-cutting of a six-story office building in Providence, Rhode Island, on Friday.
It’s called the Empire State Building of Providence, and the innovative architecture was designed with sustainability in mind.
Goldin says they’ve been successful in helping revitalize Providence’s downtown area.
“There was a great need for housing in Providence, so we designed this building to have a high tenant mix to keep down rental costs,” she said.
“We set the office rental for the same cost for office space here in New York City,” said co-developer Laura Blumenfeld.
“To date, we have over 60 businesses – small to mid-size businesses, including some for-profit and some non-profit – that are leasing space from us,” Blumenfeld said.
Real estate experts predict that there will be more such office buildings popping up throughout the country.
England’s government is also announcing plans to construct buildings that are more eco-friendly and energy-efficient, which they hope will help them be more competitive as they leave the European Union.
Is the Rhode Island-made office building the future of construction?
“The next generation of urban architecture, the next generation of commercial construction, should not only be about steel and concrete. It should also be about concrete and glass, because glass reflects and reflects and reflects the sun’s light,” Goldin said.
The Ocean Resilient City project is a collaboration between several organizations, including the Institute for Urban Design at the Rhode Island School of Design, and GVSU, the building’s developer. v
Last year, the U.S. Army Corps of Engineers approved the plan for the network of basalt formations that are essentially natural levees.
Part of that plan was an aerial survey of the land, which found dozens of prehistoric shark teeth scattered on land that has now been elevated by about a 100 feet.
Officials estimate that five to 10 million tons of rock and dirt will be removed, resulting in 1,000 new acres of land.
The Marine Corps said it is considering this method to build sites on islands around the world. Car Insurance
“It’s a perpetual process. As the sea level rises and the water gets closer to the basalt formations, we’ll be doing mitigation and adaptation, but we can’t stop the forces of nature,” Koch said.
This story is a part of a partnership between WLNE, the Connecticut-based ABC affiliate, and ABC News.
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— David Crowe, Associated Press
— George Takei, Star Trek
— Michael Deibert, Hawaii Herald
Photo: The view of Waikiki from a home on Waikiki Beach. Credit: Don Ryan / Associated Press
Image of the view of the surf from Waikiki Beach in Honolulu. Credit: Marco Garcia / Associated Press Car Insurance
